Mortgage Information


If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.


There are many lending institutions offering a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage best meeting your needs at the best price.


It is important for you to understand the mortgage process which includes knowing your credit score, employment history, income needed to purchase a particular home, and the amount of money it will take to close the purchase.  


I would be happy to refer you to some very good mortgage company representatives or local bank lenders who work in Cecil County, or to help you in any other way I can to secure the best possible rate for your home purchase.


Use the mortgage calculators below to assist you in making some decisions around financing your new home.




Mortgage Payment Calculator & Amortization Table


This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.


Mortgage Calculator